If you or a loved one has an asbestos-related illness, you may be eligible to receive compensation to help ease the financial burden on your family. Lost wages, medical expenses, disabilities, and a lower quality of life are just a few of the hardships you may have experienced. With proper advice from an asbestos lawyer, you can decide if filing a claim is right for your situation. You will be guided step-by-step by a professional who knows your rights and the laws surrounding asbestos exposure and will help ensure you file your claim or lawsuit properly to avoid having it rejected. While never guaranteed, a successful outcome is what you should expect if you meet claims eligibility requirements or take a responsibility party to court.

Exposure to Asbestos and Its Harmful Effects

Asbestos has no smell or taste, but its fibers, once breathed in, can become permanently embedded in a person’s lungs and not show symptoms of illness (such as a persistent cough) or disease (cancer) until years later. Mesothelioma, asbestosis, and lung cancer are among common diseases that can result from asbestos exposure, as many as 40 or 50 years later. Experts are finding out that even a small exposure to asbestos can cause health problems.

Because of how damaging this once revered fibrous material can be, even lifelong smokers who were exposed can be eligible for compensation. It is not largely understood and accepted that asbestos exposure, regardless of lifestyle choices, could be the culprit of diseases that develop years later. In fact, there are billions of dollars already set aside for those who may have been injured by exposure!

Anyone who feels they could have been exposed and are experiencing health problems may be awarded money without even filing a lawsuit, which can be a lengthy and potentially more costly. Exposure alone does not make a person eligible to file a claim, but with the proper documentation, including proof of exposure, documented work history, and an asbestos-related medical diagnosis, an individual could be able to take advantage of trust funds already set aside by the companies responsible.

Filing a Claim, a Personal Injury Lawsuit or a Wrongful Death Lawsuit

There are three avenues in which compensation might be awarded: filing a claim; filing a personal injury lawsuit or pursuing a wrongful death lawsuit. The one that is most appropriate depends on the unique circumstances of the individual harmed.

Claims 

The benefit of filing a claim is there is little to no cost involved, and it can often be quicker than filing a lawsuit. The claimant can forgo court fees and the time it takes for deposition. Decisions about claims are made after a proper review by the trustees or agency involved. Claims can be filed with asbestos bankruptcy trust funds, workers compensation, social security, and the U.S. Department of Veterans Affairs (for servicemembers impacted), among others. Maritime claims may be appropriate for those exposed in shipyards, and the Federal Employers Liability Act (FELA) permits railroad workers to receive compensation for health problems relating to asbestos exposure at work. Asbestos lawyers can help guide claimants through the entire process.

Personal Injury Lawsuits

Victims have also received compensation through personal injury lawsuits filed against insurance companies, negligent employers, and asbestos product manufacturers. While lawsuits can be more costly, personal injury lawsuits for asbestos-related illnesses are often settled out of court because companies know that the evidence against them is strong.

Wrongful Death Lawsuits

Thousands have died from asbestos-related causes and thousands more are diagnosed with life-changing diseases such as mesothelioma each year. A wrongful death lawsuit may be appropriate for anyone who has lost a loved one to asbestos exposure. The suits compensate for financial and other hardships related to the loss, as well for any future financial insecurities.

These legal options are available for not only occupational (workplace) exposure, but also for victims exposed to products containing asbestos outside of the workplace or to anyone who had second-hand exposure, such as a family member who breathed in particles brought home by a loved one who was exposed. In fact, studies have shown that one in five asbestos-related diagnoses of disease is related to household exposure.

State and federal laws have made victims’ compensation possible but there may be a statute of limitations, which vary by state and claim type. A lawyer can help navigate deadlines as well as other options for obtaining compensation.

 

Asbestos Companies Were Negligent

Since the 1930s, the asbestos industry knew that breathing in the hazardous substance could cause serious health problems. It was not until the 1970s that these problems became apparent when hundreds of thousands of people began to get sick — not only workers but their family members who breathed in particles brought home on clothing. Asbestos companies did not warn consumers about the dangers when it first became apparent that material was toxic. Instead, they hid the risks of exposure, and some employers tried to keep it quiet and cover it up when an employee fell ill. This was made easier because, as the National Cancer Institute reports, it can take years following exposure for symptoms to appear. Eventually, companies that failed to warn consumers were deemed negligent.

To compensate victims, under Chapter 11 proceedings, courts required asbestos companies to set up bankruptcy trusts with their insurance money which today contain more than $30 billion in unused funds. Through these trust funds, claimants have received compensation from asbestos mining companies, asbestos manufacturers and distributors, and employers that exposed their workers to the toxic substance.

In addition to receiving compensation for financial hardship, punitive damages for pain and suffering may also be awarded. This is because the asbestos industry’s actions in many cases were considered to be beyond negligent, even fraudulent. For example, some companies told their employees that asbestos was safe to work around when they knew better. Punitive damages are intended to “punish” the injuring party and serve as a deterrent for future negligence or carelessness.

Workers in several industries may have been exposed including miners, firefighters, construction and railroad workers, those in the military, and many others. If you are unsure about your eligibility for asbestos-related compensation, contact an asbestos lawyer for help. These attorneys have helped many victims who have fallen ill, even years after exposure. 

Scientific Citation:

Marianthi Iliopoulou, Clementine Bostantzoglou, Raffaella Nenna, Vasileios S. Skouras (2017). Asbestos and the lung: highlights of a detrimental relationship. Breathe, 13 (3) 235-237. doi: 10.1183/20734735.010017.